Frank M. Semeraro

(973) 229-0288
Individual, Family and Small Business


FMS Insurance - Annuities, Retirement Plannig, Mortgage Protection, Life Insurance, Long Term Care, Critical Illness, Term Life, Whole Life
New Jersey Licensed Independent Insurance Agent

Protecting You And Your Family From The Unexpected


Annuities  Life & Health Insurance  Dental
Retirement Planning  Final Expenses   Disability  
Mortgage Protection Insurance   Critical Illness