Frank M. Semeraro

(973) 229-0288
Individual, Family and Small Business


Life Insurance for Individuals and Small Businesses

While every family situation is different, the one thing they all need is Life Insurance.  It's not a fun thing to talk about and can be a scary topic of discussion.  Everyone is aware that they need Life Insurance but most people do nothing about it and subject their family to financial disaster in the event something were to happen to them.

Being a responsible adult means making sure loved ones who depend on you are financially safeguarded if you unexpectedly leave them behind.   If you or your spouse were to die tomorrow, how would your family survive without your income?  The way you provide that protection is with Life Insurance.

If you are a business owner, Your family depends on your business income to survive.  If you took out business loans backed by your family's assets this could leave your family without income and the possiblity of losing their home if it was collateral for a business loan.

Whether you need Life Insurance for a certain period of time, or permanently, I can find the right Life Insurance product that will fit your needs and your budget while providing your family with the protection they need.

Call me at (973) 229-0288 to schedule a consultation.